Health insurance built for self-employed Texans

Health insurance options for the self-employed

When you're self-employed, you're responsible for your own health coverage — and your options aren't always obvious. Cover H-Town helps sole proprietors, freelancers, gig workers, and independent contractors across Houston get covered with private health insurance plans designed for one-person businesses.

What we help you compare

• Private major medical plans for self-employed individuals
• Health Savings Account (HSA) compatible high-deductible plans
• Short-term and supplemental coverage for income gaps
• Life and disability insurance to protect your business income
• Marketplace plans available if that's the better fit for you

Self-employed health insurance deduction

Many self-employed individuals can deduct health insurance premiums on their federal tax return, which can meaningfully lower the true cost of coverage. Our agents can point you toward plans that qualify and explain how the deduction generally works — always confirm specifics with your tax professional.