A lump-sum cash benefit when a major diagnosis strikes
Critical illness insurance pays a direct cash benefit if you're diagnosed with a covered condition, helping cover expenses your health insurance doesn't.
What is critical illness insurance?
Critical illness insurance is a supplemental policy that pays a lump-sum cash benefit directly to you if you're diagnosed with a covered condition, such as cancer, heart attack, or stroke. Because the payout isn't tied to medical bills, you can use it however you need — deductibles, copays, mortgage payments, travel for treatment, or lost income while you recover.
Why add critical illness coverage to your health plan
- Pays cash directly to you, regardless of other insurance
- Helps cover high-deductible health plan out-of-pocket costs
- Can be used for non-medical expenses like rent or childcare
- Affordable monthly premiums compared to the financial risk covered
- Available as an individual policy or a group employee benefit
Who should consider critical illness insurance
Critical illness insurance is worth considering if you carry a high-deductible health plan, have a family history of serious illness, or simply want an extra financial cushion. Our agents can show you sample benefit amounts and premiums so you can decide if it makes sense for your situation.
Get covered against critical illness
Talk to a licensed Cover H-Town agent about adding critical illness coverage.
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