Annuities

Predictable income for a secure retirement

Compare fixed and indexed annuities designed to protect your retirement savings and provide steady, predictable income for life.

What is an annuity?

An annuity is a contract with an insurance company that converts savings into a stream of guaranteed income, either immediately or starting at a future date. Annuities are commonly used to supplement Social Security and retirement savings, providing income you can't outlive.

Types of annuities we help you compare

  • Fixed annuities with a guaranteed interest rate
  • Fixed indexed annuities tied to market index performance, with downside protection
  • Immediate annuities that begin paying income right away
  • Deferred annuities that grow before payouts begin

Is an annuity right for your retirement plan?

Annuities can help protect a portion of your savings from market downturns while providing predictable retirement income. They're not right for every situation, so our agents walk through your full retirement picture — savings, Social Security, and other income — before recommending a specific annuity product.

Get covered with guaranteed retirement income

Speak with a licensed Cover H-Town agent about annuity options.

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